Fixed Deposit (FD) & MIS Schemes
Secure capital growth with guaranteed interest rates up to 9.25% p.a.
High Returns With Guaranteed Security
Fixed Deposit (FD) schemes from Githani Helping Hand Foundation Micro offer flexible tenure options, monthly/quarterly interest payout choices, and higher interest rates for senior citizens.
| FD Tenure | General Public Rate | Senior Citizen Rate | Payout Frequency |
|---|---|---|---|
| 1 Year (12 Months) | 7.75% p.a. | 8.25% p.a. | Monthly / Quarterly / Maturity |
| 2 Years (24 Months) | 8.25% p.a. | 8.75% p.a. | Monthly / Quarterly / Maturity |
| 3 Years (36 Months) | 8.75% p.a. | 9.25% p.a. | Monthly / Quarterly / Maturity |
| 5 Years (60 Months) | 9.00% p.a. | 9.50% p.a. | Monthly / Quarterly / Maturity |
FD Special Features
- Min Deposit: ₹10,000
- Loan Against FD up to 90% of deposit
- Auto-Renewal Facility
- Premature withdrawal option